Simple intake. Rigorous analysis. Clean deliverable.
Resolute is designed to integrate seamlessly with your existing loan production workflow — no new systems, no long onboarding, no contracts.
Submit the Deal
Send us the borrower's financial statements, loan request summary, and any relevant background — tax returns, rent rolls, business plans, or existing appraisals. We accept submissions via secure file transfer. No proprietary portal required.
Note
Typical submission: 3 years of business and personal tax returns, interim financials, loan request summary, and any existing third-party reports.
We Confirm Scope & Begin Analysis
Within one business day of receiving a complete submission, we confirm receipt, verify we have everything needed, and begin the underwriting engagement. If we need additional documents, we'll reach out promptly — not at the end of the process.
Note
We flag missing documents early so your team can gather them without delaying the timeline.
Spreading, Analysis & Package Assembly
Our team spreads the financial statements, calculates DSCR and global cash flow, assesses industry and collateral risk, and assembles the complete credit memo package. Every analysis follows a rigorous, standardized methodology.
Note
Standard turnaround: 3–5 business days from receipt of a complete submission package.
Receive Your Package
You receive a fully formatted, committee-ready underwriting package delivered in our own standardized credit memo format — designed for clarity so your credit officers can read, understand, and act on it quickly. Review it, add any internal notes, and present with confidence.
Note
Delivered in our proven credit memo format — clean, consistent, and built to make decisions easy.
Standard turnaround from receipt of a complete submission to delivery of the finished underwriting package. Rush engagements are available on request — contact us to discuss timeline requirements.
A complete package. Nothing missing.
Frequently asked questions.
Do we need to sign a long-term contract?
No. There are no contracts, retainers, or minimum commitments. You submit deals as needed and pay per engagement.
How do we send you the borrower's documents?
We accept submissions via secure file transfer. We'll provide a secure upload link when you initiate an engagement. No proprietary portal or software required on your end.
Can you match our credit memo format?
We use our own standardized credit memo format — and that's intentional. It's designed to be clear, consistent, and easy to read so your credit officers can quickly understand the analysis and make confident decisions. Our format meets the standard every credit committee expects.
What if we need a faster turnaround?
Rush engagements are available on request. Contact us before submitting to discuss timeline requirements and availability.
Is borrower information kept confidential?
Yes. All borrower information is handled with strict confidentiality. We operate under the same data security and confidentiality standards expected of any bank service provider.
Submit your first deal.
No contracts. No minimums. Just institutional-grade underwriting when you need it.