Institutional-Grade Underwriting.
Delivered Per Deal.
Community banks and regional lenders rely on Resolute to expand underwriting capacity, eliminate backlogs, and deliver credit packages that meet your credit committee's standards — without adding headcount, signing a contract, or paying a retainer.
Underwriting Backlogs Stall Loan Production
When deal volume outpaces your team's capacity, creditworthy borrowers wait — and some walk. Resolute absorbs overflow so your pipeline keeps moving.
Inconsistent Analysis Across Officers
Credit quality shouldn't depend on which officer touches the file. We apply a rigorous, standardized methodology to every deal — the same framework, every time.
Full-Time Underwriters Are Expensive
A senior credit analyst runs $90K–$130K annually — plus benefits, training, and overhead. Resolute delivers the same institutional-grade output at a fraction of the cost. Pay only for the deals you submit.
A complete credit package, ready for your committee.
Every Resolute engagement produces a fully formatted underwriting package delivered in our own proven credit memo format — built to the standard credit committees expect. We do the analytical heavy lifting. You present with confidence.
Flat-fee per engagement.
No retainers. No minimums. No long-term commitment.
What's Included
Includes financial spreading, DSCR analysis, global cash flow, industry risk assessment, collateral summary, and a complete credit memo in our proprietary format — delivered in 3–5 business days.
From submission to committee-ready package.
Submit Deal Details
Send us the borrower's financials, loan request summary, and any relevant background. Secure, simple intake.
We Analyze & Spread Financials
Our team spreads statements, calculates DSCR, runs global cash flow, and assesses industry and collateral risk.
Receive Complete Credit Package
You receive a fully formatted underwriting package within 3–5 business days, ready for internal review.
Present to Your Credit Committee
Walk into your credit committee with a clean, organized package built to the standard your committee expects.
Built by former bank credit officers
We know how credit committees think — because we've sat in the room.
3–5 business days
Standard turnaround from deal submission to completed package.
Our own credit memo format
Every package is delivered in our proven, proprietary credit memo template — not a generic form.
No contracts. No retainers.
Engage deal-by-deal. No long-term commitment required — ever.
Ready to clear your underwriting backlog?
Submit your first deal today. No contracts, no commitments — just institutional-grade underwriting when you need it.