About Resolute

Built by credit officers. For credit officers.

Resolute was founded by experienced commercial bankers who spent years on the other side of the credit desk — spreading financials, writing memos, and presenting to credit committees. We built the service we always wished existed.

Our Story

We know what a credit committee expects.

Commercial loan underwriting is exacting work. A well-constructed credit package requires deep financial analysis, sound judgment, and the ability to communicate complex credit risk clearly — in a format that gives your credit committee what it needs to make a confident decision.

Resolute was built by former bank credit officers who understand that work from the inside. We've spread the financials, calculated the DSCR, written the risk narrative, and sat in the credit committee. We know what a well-prepared package looks like — and what a poorly prepared one costs.

We built Resolute to give community banks and regional lenders access to institutional-grade underwriting capacity without the overhead of additional full-time staff. Our model is simple: you submit the deal, we do the analytical work, you present with confidence.

Our Credentials

Institutional expertise. Applied per deal.

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Former commercial bank credit officers

Our team has direct experience in bank credit departments — not consulting firms or advisory practices.

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Deep commercial credit expertise

CRE, C&I, SBA, construction, and business acquisition lending across multiple credit cycles.

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Standardized, rigorous methodology

Every engagement follows the same analytical framework — consistent quality regardless of deal size or complexity.

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Proprietary credit memo format

We deliver packages using our own proven credit memo template — built to meet the standards credit committees expect.

Our Philosophy

Precision over volume. Quality over speed.

We are not a high-volume processing shop. We are a precision underwriting service. Every deal receives the same rigorous analytical attention — the same methodology, the same standards, the same commitment to producing a package your credit committee can rely on. We measure our success by whether your credit officers trust the work we deliver.

Analytical Rigor

Every number is verified. Every assumption is documented. Every conclusion is supported by the analysis.

Institutional Standards

We operate to the standards of a bank credit department — not a consulting firm. Our work is designed to withstand regulatory scrutiny.

Confidentiality

Borrower information is handled with the same strict confidentiality expected of any bank service provider.

Transparency

No hidden fees, no scope creep, no surprises. You know exactly what you're getting before you submit a deal.

Work With Us

Work with a team that speaks your language.

Submit a deal or reach out to discuss your institution's underwriting needs.

Resolute Underwriting

Institutional-grade commercial loan underwriting for community banks and regional financial institutions.

Get Started

Ready to expand your underwriting capacity? Submit a deal and receive a complete, committee-ready underwriting package.

Submit a Deal

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COMMERCIAL LOAN UNDERWRITING SERVICES